It's just an issue of terminology, but I'd suggest that these clubs are overpaying as opposed to us underpaying.I hear you but is it just City that can do that with wages?
75k pw sounds decent but Villa are paying Ian Maatsen 100k pw. Wan Bissaka is on 90k pw.
We underpay wages compared to a lot of clubs we are competing with.
However the end result is the same, our players can look at others elsewhere and decide that they could be earning more.